This post viewed: 351 times since Oct 10, 2017
Painful to watch news reports on flooding
The reports of the massive flooding in Texas caused by Hurricane Harvey are depressing and remind me of floods that slammed Illinois in 1996. Flooding is so much more damaging to regional populations and governments are not equipped to handle it.
By Ray Hanania
Flooding isn’t like a fire, although a fire can be horrific. Flooding is different because the burden on insurance companies is so much larger.
A fire may damage a home or a building, displacing, injuring and taking the lives of individuals or many victims. Insurance companies can take care of that.
A flood is far more devastating and far more costly, impacting hundreds of thousands of victims, which is why flood insurance is so hard to get, and very costly. But the real pain is caused by the bureaucracy and slow response to help.
In a flood, you are basically on your own.
So in 1996 when floods slammed the southwest suburbs and forced me, and the puppy, out of my home in Orland Park, I found myself at the mercy of that bureaucracy.
The damage to the home was more than $70,000, and it wasn’t deductible. The insurance company wouldn’t cover it because they had cancelled my flood insurance years before “to save me money.”
There was help, from FEMA and Orland Park Mayor Dan McLaughlin. But FEMA could only offer short-term loans, which I repaid with interest. Mayor McLaughlin helped with a large and costly garbage dumpster to clear the flood wreckage. The village eventually widened the underground rainwater drainage pipes. The difference is amazing.
Even with Federal flood insurance, if you live in a flood zone, coverage is limited.
I see the pain every time when survivors of floods say they are thankful to be alive noting all they lost were possessions. But those possessions are important. Losing family heirlooms, photographs, and other personal items results in huge depression.
Who really suffers flood damage? It took FEMA nearly a year to provide the loans. Years later, Orland Park purchased several of the homes that claimed damages, although the damages were far less than the damage my home received. It always seemed suspicious some homeowners were bailed out while others were not.
Neighbors can be, well, to put it politely, not what you expect them to be. Some were very helpful. Others, well, not so helpful. When McLaughlin had boxes of bleach delivered to areas where flooding had damaged homes – the bleach was used to counter post-flooding mold buildup – some homeowners grabbed all of the boxes and stored them in their garages.
What do you do with boxed cases filled with 80 gallons of bleach?
All of the possessions had to be tossed. All of the furniture had to be tossed. All of the flooring had to be replaced. All of the walls had to be torn off exposing the concrete and replaced. The remains had to be scrubbed with bleach. And then we had to go out and buy new furniture. I tried to get a local Orland Park furniture store to create a fund to help the flood victims buy furniture but a sales person pointed out that would undermine their profits. “We are a business,” he said.
The only salvation was the digital electronics. If you let them dry out completely, you could salvage the big screen TV and even some of the computers.
Gone were the photos dating back to the late 19th Century. Gone was the dining room cabinet that belonged to my great grandmother that my mother saved.
I’ve learned a lot about making my property flood proof, changing landscaping and creating effective water run-off. Building up the lawn. Using rocks instead of wood chips that float and dam up rainwater. Sealing ground-level windows. I even replaced and raised the driveway. Honestly, the place looks so much better than before.
But while I can fix the house and make it flood proof, or buy a new flat screen TV, I can’t erase the painful memories.
(Ray Hanania is an award winning former Chicago City Hall reporter. Email him at email@example.com.)
This post viewed: 351 times since Oct 10, 2017
He is the recipient of four (4) Chicago Headline Club Lisagor Awards, the 2009 Sigma Delta Chi Award for journalism, and was named Best Ethnic American Columnist by the New America Media in 2007.
His personal web page is The Daily Hookah at www.TheDailyHookah.com (and www.RayHanania.com).
Hanania writes a weekly syndicated column for the Arab News in Saudi Arabia and is the managing editor of the American Arab online news website, www.TheArabDailyNews.com.
Hanania is the managing editor of Suburban Chicagoland Online News website www.SuburbanChicagoland.com.
Email Ray Hanania at firstname.lastname@example.org
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