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Seniors face many challenges in American society. Photo courtesy of Photo by Eduardo Barrios on Unsplash

Biden’s budget plans do little for seniors

Posted on November 11, 2021November 20, 2021 By Ray Hanania 2 Comments on Biden’s budget plans do little for seniors
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Biden’s budget plans do little for seniors

Seniors are disproportionately bearing the heaviest burden of the economic slump caused by the Coronavirus COVID Pandemic, and nothing of real substance is being done to address their challenges. Seniors are included in the political rhetoric but not in the substance of what is being done including in President Biden’s budget. These are some of the issues that should be addressed and become law

By Ray Hanania

The headlines in the pro-Biden mainstream media assert the president is expanding Medicare benefits. But that’s not true.

He’s going to allow Medicare to cover the cost of hearing. The truth is Medicare is a screwed-up healthcare plan.

Medicare is supposed to help seniors, especially those — the vast majority — who don’t have big pensions that provide for healthcare and who are living on limited budgets, mainly social security.

Biden’s budget is based on expanding taxes on the rich and expanding benefits to the poor. Most benefits will go for childcare. It won’t do a thing for middle income Americans who are struggling in the wake of the economic tsunami of the COVID pandemic.

Retail prices have skyrocketed on everything including food, utility rates, insurance, gasoline and more. Price gouging is everywhere.

Seniors face many challenges in American society. Photo courtesy of Photo by Eduardo Barrios on Unsplash
Seniors face many challenges in American society. Photo courtesy of Photo by Eduardo Barrios on Unsplash

Biden isn’t doing what needs to be done. Crack down on the pharmaceutical industry that hides behind false claims that if they don’t charge outrageous prices, they can’t afford the research that produces so-called “miracle drugs.” The majority of their profits are not going for research. They’re going to pharmaceutical robber barons who earn billions.

Watch the Hulu series “Dopesick.” Even when they commit crimes, they are not punished. They pay token fines of a small portion of their massive profits. None went to jail for prescribing OxyContin, an addictive opioid, that killed millions, because the FDA — the government agency that supposedly protects Americans, falsely claimed they were not “addictive.”

If I were president, things would change.

End all taxation for seniors 65 years and older earning $100,000 or less, including social security and pensions.

Make healthcare and prescription drugs FREE to seniors 65 or older who earn $100,000 or less.

Seniors should be allowed to work for as long as they want without paying any state or federal taxes, including their measly Social Security checks. Imagine, you work for more than 45 years, and pay into Social Security, and you barely get enough back to live on, let alone cover your medical needs.

If politicians “fear” Social Security will “go broke” PUT MORE MONEY INTO IT.

Punish and prosecute the pharmaceutical industry, and eliminate the so-called “donut hole” the insurance industry’s temporary coverage gap that milks seniors.

Target health insurance companies like Blue Cross/Blue Shield. End the practice of providing coverage benefits for group plans, at affordable rates, while charging enormously higher costs for individuals.

Simplify the Medicare enrollment process. Consolidate it into one system instead of confusing seniors or allowing rip-off healthcare providers to mislead them using wealthy celebrities paid to lie.

President Obama’s Affordable Care Act is a joke, a propaganda piece of BS that may help the poor but does little for anyone else.

By the way, don’t waste your money on a membership to the AARP (American Association of Retired Persons). They literally do nothing except promote products of their paid advertisers. The AARP pushes you to buy their worthless products that range from the ridiculous to the inconsequential. They prey on the eroding mental capacities of humans as we get older. As for being a “lobby” for seniors, they are failures.

I’ll repeat my plan:

1 – Eliminate ALL taxation for seniors 65 years of age and older who earn $100,000 or less. That includes no taxes on property. NEVER tax social security or income combined under $100,000. Any income over $100,000 would be taxed at current rates.

2 – Make healthcare and prescriptions free for all seniors (65 and older). No costs. No co-pay. Nothing.

3 – Force public utilities companies to reduce by 50 percent billing costs for services — telephone, electricity, heat, cable and WiFi.

4 – Allow for ALL of these benefits regardless of whether a senior has a younger, non-senior spouse (under 65) who works and earns income. Separate the income taxes of those couples into two separate filings, but still classify the younger filing as “married” to allow all current available deduction claims.

They do these in many foreign countries, who receive billions from the taxpayers in foreign subsidies and grants. Any foreign country we give money to should be required to provide healthcare free of charge to any American who gets sick in those countries.

You should take these ideas and tell your representatives in the House and Senate to advocate for them. But they won’t, because most members of Congress are getting huge donations from lobbyists for the insurance industry, health industry, pharmaceutical industry and the rest.

They are more concerned about their jobs than they are about you.

(Ray Hanania is an award winning former Chicago City Hall reporter and political columnist. His mainstream political columns are published in the Southwest News Newspaper Group in the Des Plaines Valley News, Southwest News-Herald, The Regional News, The Reporter Newspapers. His Middle East columns are published in the Arab News. For more information on Ray Hanania visit www.Hanania.com or email him at rghanania@gmail.com.)

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Two Guys on Politics podcast with Former Congressman Bill Lipinski and former Chicago City Hall reporter Ray Hanania www.TwoGuysonPolitics.com

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Ray Hanania
Ray Hanania
Ray Hanania is an award-winning columnist, author & former Chicago City Hall reporter (1977-1992). A veteran who served during the Vietnam War and the recipient of four SPJ Peter Lisagor Awards for column writing, Hanania writes weekly opinion columns on mainstream American & Chicagoland topics for the Southwest News-Herald, Des Plaines Valley News, the Regional News, The Reporter Newspapers, and Suburban Chicagoland.  

Hanania also writes about Middle East issues for the Arab News, and The Arab Daily News criticizing government policies in the Israeli-Palestinian conflict.

Hanania was named "Best Ethnic American Columnist" by the New America Media in November 2007, and is the 2009 recipient of the SPJ National Sigma Delta Chi Award for column writing.

Email Ray Hanania at rghanania@gmail.com.

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Baby Boomers, Blogger, Commentary, Government, Opinion, Politics, rayhanania, Seniors, Taxes Tags:65 years and older, baby boomers, federal laws, federal taxes, free medical, health care, medicare, no taxation, President Joe Biden, retirement, senior citizens, seniors, social security, state taxes

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Comments (2) on “Biden’s budget plans do little for seniors”

  1. Ray Hanania says:
    December 21, 2021 at 8:27 pm

    How do we pay for all this? Place a .5 percent Federal Income tax on everyone to help Seniors. Those that are not seniors will eventually become seniors and will benefit fromt he tax directly, too

    Log in to Reply
  2. Ray Hanania says:
    November 20, 2021 at 9:37 am

    With such great positive response, I drilled down to make the plan more specific and workable. Congressman Lipinski suggested the limit be up to $250,000 income. Here’s the new plan:

    SENIOR TAX WAIVER $100,000 Limit

    The goal is to protect Social Security income and allow the senior to do some work to a total combined taxable income of $100,000, and benefit from other tax and healthcare and prescription benefits.

    Category 1:
    Seniors 65 and older earning under $100,000 in total combined income, including married couples with one spouse under 65 who is not collecting social security.
    Eliminate all taxation up to $100,000. No income taxes (Federal and state), and no property taxes (or a property tax reduction of 50 percent to a ceiling of $3,500 a year).
    Provide free healthcare and prescription drugs for senior, and reduced costs for spouse under 65.
    Encourage utility companies to reduce charges by 50 percent for (electricity, water, telephone, gas, cable TV, WiFi.)
    Category 2:
    Married couple both over 65, both collecting social security and earning combined taxable income under $150,000
    Eliminate all taxation for the first $150,000. No income taxes (Federal and state), and no property taxes (or a property tax reduction of 50 percent to a ceiling of $3,500 a year).
    Provide free healthcare and prescription drugs for both seniors, and reduced costs for spouse under 65.
    Encourage utility companies to reduce charges by 50 percent.
    Category 3:
    Seniors 65 and older earning combined taxable income under $250,000 (including married couples with one spouse under 65)
    Eliminate taxation on income up to $100,000 and resume tax on income above $100,000.

    Category 4:
    Married couples, both over 65, both collecting social security and earning combined taxable income under $250,000.
    Eliminate taxation on combined income up to $150,000 and resume tax on income above $150,000.
    end

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